*The Mattress Firm credit card is issued by Wells Fargo Financial National Bank. Special terms apply to qualifying purchases charged with approved credit. Special terms of 5 years (60 months) valid on purchases of $2998 and above, 4 years (48 months) valid on purchases of $2498 and above, 3 years (36 months) valid on purchases of $1998 and above, 2 years (24 months) valid on purchases of $1498 and above. Some plans require down payment. See store for details. The special terms APR will continue to apply until all qualifying purchases are paid in full. The monthly payment for this purchase will be the amount that will pay for the purchase in full in equal payments during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For newly opened accounts, the APR for Purchases is 27.99%. This APR may vary with the market based on the U.S. Prime Rate and is given as of 07/01/15. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. Offer valid 10/02/15-10/05/15.