Mattress Firm Credit Card

No Interest if paid in full within 12 months.*

Image of the Sleep Train Credit Card

FINANCE HAPPY, SLEEP HAPPY.

 
APPLY NOW
 

Already signed up? Click here to manage your account

Image of person ordering online

Everyday Promotional Offers

Use your MFRM credit card everyday, at any location within the MFRM family of brands, with no minimum purchase,
and take up to 12 months to pay off your balance without incurring any interest charges.

No Interest If Paid In Full Within 6 Or 12 Months*

On purchases with your Mattress Firm credit card.
Interest will be charged to your account from the purchase date
if the promotional purchase is not paid in full within the promotional period.
Minimum Monthly Payments required.

 
APPLY NOW
 

Extended Promotional Financing Offers

*No interest will be charged on the promo purchase (including tax and delivery) if you pay the promo purchase amount in full within the 6 or 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

**Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.