Mattress Firm
Credit Card

Special financing can help make buying your perfect mattress simple. It's as easy as 1, 2, Zzz.

Here's what you can look
forward to:

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Special financing available
from 6 - 60 months. See below for details.

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Financing options available
every day, with convenient
monthly payments

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24/7, user-friendly online
account management

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A dedicated credit line to use
again and again for your
bedding needs

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LIMITED-TIME FINANCING OFFERS

These financing options are only available for a limited time on your Mattress Firm credit card. No matter which you choose, you’ll get unbelievable value at an unbelievable price. Find a financing option that works perfectly for your budget and your bedroom.

0% Interest For: Minimum Purchase Offer Valid Equal Monthly Payments for:
2 Years* $999 7/22/20 - 8/11/20 24 Months
3 Years* $1099 7/22/20 - 8/11/20 36 Months
4 Years* $1999 7/22/20 - 8/11/20 48 Months
5 Years* $2049 7/22/20 - 8/11/20 60 Months

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OUR EVERYDAY PROMOTIONAL OFFERS

No matter how much you plan to spend, these financing offers will always be available. Take advantage of financing and convenient monthly payments anytime. And there's no interest if paid in full within 6 or 12 months. But remember, on purchases with your Mattress Firm credit card, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months. Minimum monthly payments required. Financing provided by Synchrony Bank with approved credit.

Promotional Period: Minimum Purchase Offer Valid
6 Months $0 24/7/365
12 Months $0 24/7/365

Subject to credit approval. Minimum monthly payments required. See store for details.

*0% APR: 5 years* with a minimum purchase of $2049, 4 years* with a minimum purchase of $1999, 3 years* with a minimum purchase of $1099, 2 years* with a minimum purchase of $999 on your Mattress Firm credit card. 60, 48, 36 or 24 equal monthly payments required. *Offer valid 7/22/20 - 8/11/20. Qualifying purchase amount must be on one receipt. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. These payments equal the total promo purchase amount divided by the number of months in the promo period and rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Any monthly payments shown in connection with this promotional offer exclude taxes and delivery and should allow you to pay off the promotional purchase within the promo period if (1) you make your payments by the due date each month and (2) this is the only balance on your account during the promo period. If you have other balances on your account, this monthly payment will be added to the minimum payment applicable to those balances. Regular account terms apply to nonpromo purchases. Down payment equal to sales tax and delivery may be required at point of purchase. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval

No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.