Dollar Sign Icon

MATTRESS FIRM CREDIT CARD

No matter your budget, special financing makes buying your perfect mattress simple.

Here's what you can look forward to:

  • 0% Interest offers available1
  • Financing options available every day1
    (see store for details)
  • Convenient monthly payments
  • Dedicated credit line to use again and again for your bedding needs1
  • Access 24/7, user-friendly online account management
Apply Icon

I’m ready to apply and
find my perfect bed.

APPLY NOW
Phone Icon

I have a few
questions first.

CALL 877-384-2903
Chat Icon

I have a few questions first, but I like chatting better than calling.

LETS CHAT

(Already signed up? Manage your account here.)

woman in bed woman in bed

LIMITED-TIME FINANCING OFFERS

These financing options are only available for a limited time on your Mattress Firm credit card. No matter which you choose, you’ll get unbelievable value at an unbelievable price. Find a financing option that works perfectly for your budget and your bedroom.

0% INTEREST FOR: MINIMUM PURCHASE OFFER VALID EQUAL MONTHLY
PAYMENTS2 FOR:
24 Months2 $999 10/31/18 - 11/8/18 24 Months
36 Months2 $1,299 10/31/18 - 11/8/18 36 Months
48 Months2 $1,999 10/31/18 - 11/8/18 48 Months
60 Months2 $2,799 10/31/18 - 11/8/18 60 Months

APPLY NOW

OUR EVERYDAY PROMOTIONAL OFFERS

No matter how much you plan to spend, these financing offers will always be available. Take advantage of financing and low monthly payments anytime. And there's no interest if paid in full within 6 or 12 months3. But remember, on purchases with your Mattress Firm credit card, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months. Minimum monthly payments required. Financing provided by Synchrony Bank with approved credit.

0% INTEREST FOR: MINIMUM PURCHASE OFFER VALID DEFERRED INTEREST BEGINS
6 Months3 $0 24/7/365 ON MONTH 7
12 Months3 $0 24/7/365 ON MONTH 13

APPLY NOW

1Subject to credit approval. Minimum monthly payments required. See store for details.

25 years* with a minimum purchase of $2799, 4 years* with a minimum purchase of $1999, 3 years* with a minimum purchase of $1299, 2 years* with a minimum purchase of $999 on your Mattress Firm credit card. 60, 48, 36 or 24 equal monthly payments required. *Offer valid 10/3/18 - 10/30/18 and applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

3Offer applies to single-receipt qualifying purchases. No interest will be charged on the promo purchase (including taxes and delivery) if you pay the promo purchase amount in full within 6 or 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time. Chat or Call 1-877-348-2998 for complete details. Offer ends 11/8/2018.