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Mattress Firm Credit Card | Financing Options
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Special financing† can help make buying your perfect mattress simple.
Get a decision in seconds with no impact to your credit bureau score.
Get started if you are ready to apply.
Manage your account.
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Special financing available
from 6-48 months. See Below
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24/7, user-friendly online
account management

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Financing options available every day, with convenient monthly payments
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A dedicated credit line to use again and again for your bedding needs

LIMITED-TIME FINANCING OFFER

Financing Offer
Promotional Period
Minimum Purchase In Stores
Purchase Amounts In Online Checkout
Get 3% Back^ with up to 24 Months Special Financing
On purchases of $1,999+ at participating Mattress Firm stores, online via chat or by phone from 7/16/24-10/1/24. Paid on a Visa® Prepaid Card by mail. Rebate form required.
Promotional Period
6 Months
12 Months
24 Months
Minimum Purchase In Stores and Online via Chat
$1,999+
$1,999+
$1,999+
Offer Valid
N/A
N/A
N/A
No Interest with Equal Monthly Payments for 60 Months††
In-Store only from 7/16/24-10/1/24 on qualifying purchases of $3,999. Promo fee of 2% of amount financed will be included in monthly payments.
Promotional Period
60 Months††
Minimum Purchase In Stores and Online via Chat
$3,999+
Offer Valid
N/A
No Interest with Equal Monthly Payments for 72 Months††
In-Store only from 7/16/24-10/1/24 on qualifying purchase of $4,999. Promo fee of 2% of amount financed will be included in monthly payments.
Promotional Period
72 Months††
Minimum Purchase In Stores and Online via Chat
$4,999+
Offer Valid
N/A

Get a decision in seconds with no impact to your credit bureau score.

Get started if you are ready to apply.

OUR EVERYDAY PROMOTIONAL OFFERS

No matter how much you plan to spend, these financing offers will always be available. Take advantage of financing and low monthly payments anytime. Financing provided by Synchrony Bank with approved credit.

Financing Offer
Promotional Period
Minimum Purchase In Stores and Online via Chat
Purchase Amounts In Online Checkout
No Interest If Paid in Full within Promotional Period of 6, 12 or 24 months***
Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.
Promotional Period
6 Months
12 Months
24 Months
Minimum Purchase In Stores and Online via Chat
$0
$0
$999
Purchase Amounts In Online Checkout
$0 - $1498.99
$0 - $1498.99
$0 - $1498.99
No Interest and $1 per month for the first 3 months*
Then 33 higher equal monthly payments. Promo fee of 2% of amount financed will be included in monthly payments.
Promotional Period
36 Months
Minimum Purchase In Stores and Online via Chat
$1,499+
Purchase Amounts In Online Checkout
$1499+
No Interest with Equal Monthly Payments for 48 months**
Promo fee of 2% of amount financed will be included in monthly payments.
Promotional Period
48 Months
Minimum Purchase In Stores and Online via Chat
$2,499
Purchase Amounts In Online Checkout
N/A

Get a decision in seconds with no impact to your credit bureau score.

Get started if you are ready to apply.

Frequently Asked Questions

What is the Mattress Firm Synchrony HOME Credit Card?

We offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Mattress Firm Synchrony HOME Credit Card is accepted, including our locations.*
*Subject to credit approval.

How do I apply for a Mattress Firm Synchrony HOME Credit Card?

You can apply for a Mattress Firm Synchrony HOME Credit Card online or at any of our store locations.
Apply online now

Where do I check the status of my account?

To check the status of your Mattress Firm Synchrony HOME Credit Card account, click on the Manage My Account link to go to the Synchrony Bank website. After logging into your account, you will be able to:

• Make a payment

• View your balance

• Update your account information

• Schedule up to 12 future payments

How can I make a payment on my Mattress Firm Synchrony HOME Credit Card?

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.

Monday – Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank

PO Box 960061

Orlando, FL 32896-0061
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All Synchrony HOME™ Credit Cards accepted here!
Tap into more savings! Text MATTRESS to 766693 to get text alerts for online exclusives & more. Text STOP to cancel. Msg & data rates may apply.
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