Mattress Firm Credit Card | Financing Options

Mattress Firm Synchrony HOME™ Credit Card

Special financing† can help make buying your perfect mattress simple.
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Special financing available
from 6-36 months
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24/7, user-friendly online
account management

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Financing options available every day, with convenient monthly payments
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A dedicated credit line to use again and again for your bedding needs
All Synchrony HOME™ Credit Cards accepted here!
Synchrony Financing - Pay only $1 a Month*
for the first 2 months with 3-year financing. Then pay 34 higher equal monthly payments with no interest on purchases of $1499+. Ends 10/26/21.
Synchrony Dollar Event


These financing options are only available for a limited time on your Mattress Firm Synchrony HOME Credit Card. No matter which you choose, you’ll get unbelievable value at an unbelievable price. Find a financing option that works perfectly for your budget and your bedroom.

0% Interest For: Minimum Purchase Offer Valid Equal Monthly Payments for:
3 Years* $1,499+ 9/29/21-10/26/21 36 Months


No matter how much you plan to spend, these financing offers will always be available. Take advantage of financing and low monthly payments anytime. And there's no interest if paid in full within 6, 12 or 24 months‡. But remember, on purchases with your Mattress Firm Synchrony HOME Credit Card, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12 or 24 months. Minimum monthly payments required. Financing provided by Synchrony Bank with approved credit.

Promotional Period: Minimum Purchase Offer Valid
6 Months‡ $0 24/7/365
12 Months‡ $0 24/7/365
24 Months‡ $999+ 24/7/365

Frequently Asked Questions

What is the Mattress Firm Synchrony HOME Credit Card?

We offer customers a credit card through Synchrony Bank with a revolving credit limit to use again and again everywhere the Mattress Firm Synchrony HOME Credit Card is accepted, including our locations.*
*Subject to credit approval.

How do I apply for a Mattress Firm Synchrony HOME Credit Card?

You can apply for a Mattress Firm Synchrony HOME Credit Card online or at any of our store locations.
Apply online now

Where do I check the status of my account?

To check the status of your Mattress Firm Synchrony HOME Credit Card account, click on the Manage My Account link to go to the Synchrony Bank website. After logging into your account, you will be able to:

• Make a payment

• View your balance

• Update your account information

• Schedule up to 12 future payments

How can I make a payment on my Mattress Firm Synchrony HOME Credit Card?

There are three convenient ways to pay your bill.

Pay Online: Click here to manage your account and make payments online.

Pay by Phone: Contact Synchrony Bank Customer Service 1-844-335-5909 during the hours listed below to make a payment by phone.

Monday – Sunday 7:30 am to 12:00 midnight EST

Pay by Mail: Mail payments to the address below. Ensure that you have plenty of time for your payment to arrive prior to the due date.

Synchrony Bank

PO Box 960061

Orlando, FL 32896-0061
†Subject to credit approval. Minimum monthly payments required. See store for details.