Mattress Firm
Credit Card

Special financing can help make buying your perfect mattress simple. It's as easy as 1, 2, Zzz.

Here's what you can look
forward to:

check icon

Special financing available
from 6 - 72 months

check icon

Financing options available
every day, with convenient
monthly payments

check icon

24/7, user-friendly online
account management

check icon

A dedicated credit line to use
again and again for your
bedding needs

Already signed up?
Manage your account here.

LIMITED-TIME FINANCING OFFERS

These financing options are only available for a limited time on your Mattress Firm credit card. No matter which you choose, you’ll get unbelievable value at an unbelievable price. Find a financing option that works perfectly for your budget and your bedroom.

0% Interest For: Minimum Purchase Offer Valid Equal Monthly Payments for:
2 Years* $999 10/02/19 - 10/29/19 24 Months
3 Years* $1299 10/02/19 - 10/29/19 36 Months
4 Years* $1999 10/02/19 - 10/29/19 48 Months
5 Years* $2799 10/02/19 - 10/29/19 60 Months
6 Years* $3999 10/02/19 - 10/29/19 72 Months

APPLY NOW

synchrony logo

OUR EVERYDAY PROMOTIONAL OFFERS

No matter how much you plan to spend, these financing offers will always be available. Take advantage of financing and convenient monthly payments anytime. And there's no interest if paid in full within 6 or 12 months. But remember, on purchases with your Mattress Firm credit card, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 or 12 months. Minimum monthly payments required. Financing provided by Synchrony Bank with approved credit.

Promotional Period: Minimum Purchase Offer Valid
6 Months $0 24/7/365
12 Months $0 24/7/365

APPLY NOW

Subject to credit approval. Minimum monthly payments required. See store for details.

0% APR: 6 years* with a minimum purchase of $3999, 5 years* with a minimum purchase of $2799, 4 years* with a minimum purchase of $1999, 3 years* with a minimum purchase of $1299, 2 years* with a minimum purchase of $999 on your Mattress Firm credit card. 72, 60, 48, 36 or 24 equal monthly payments required. *Offer valid 10/2/19-10/29/19 and applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to initial promo purchase amount divided equally by the number of months in promo period until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. Down payment for optional services, such as delivery, may be required at point of purchase. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. View payment options.

No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.

close