Mattress Firm Credit Card | Financing Options
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$1/mo first 4 months then 32 higher equal monthly payments with no interest on purchases of $1999+.
Ends 9/28/21.
$1 Initial Payment Event - Learn More
Mattress Firm or Synchrony HOME Credit Card
Special financing can help make buying your perfect mattress simple.
Look forward to it:
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Special financing available
from 6-36 months
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24/7, user-friendly online
account management

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Financing options available every day, with convenient monthly payments
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A dedicated credit line to use again and for your bedding needs


These financing options are only available for a limited time on your Mattress Firm Synchrony HOME Credit Card. No matter which you choose, you’ll get unbelievable value at an unbelievable price. Find a financing option that works perfectly for your budget and your bedroom.

0% Interest For: Minimum Purchase Offer Valid Equal Monthly Payments for:
3 Years* $1,999+ 8/18/21-9/28/21 36 Months


No matter how much you plan to spend, these financing offers will always be available. Take advantage of financing and low monthly payments anytime. And there's no interest if paid in full within 6, 12 or 24 months‡. But remember, on purchases with your Mattress Firm Synchrony HOME Credit Card, interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6, 12 or 24 months. Minimum monthly payments required. Financing provided by Synchrony Bank with approved credit.

Promotional Period: Minimum Purchase Offer Valid
6 Months‡ $0 24/7/365
12 Months‡ $0 24/7/365
24 Months‡ $1099+ 24/7/365
†Subject to credit approval. Minimum monthly payments required. See store for details.