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Financing and Purchase Options

No matter your budget or financial standing, we have a plan that fits you as perfectly as your mattress.

After you’ve applied and been approved, you can finish finding your perfect bed online. Or you can print your approval confirmation and bring it into your nearest Mattress Firm to make the bed-buying process even easier.

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MATTRESS FIRM
CREDIT CARD

  • 0% financing options available every day1
    (see store for details)
  • No annual fee
  • Dedicated credit line to use again for any future bedding needs2
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LOW OR NO
CREDIT OPTIONS

  • No credit needed lease purchase option
  • 90-day payment option
  • Instant decision
  • Flexible payments
Family in bed Family in bed

1Subject to credit approval. Minimum monthly payments required. See store for details. 2For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.