Financing &
No Credit Needed Options

No matter your budget or financial standing, we have a plan that fits you as perfectly as your mattress.

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Mattress Firm Credit Card

Applying is as easy as 1, 2, Zzz. Pay for your bed over time, so you have one less thing to lose sleep about.

  • Special financing available on qualifying purchases from 6 – 60 months. Limited time.
  • 0% APR for 60 months with equal monthly payments on your Mattress Firm credit card*
  • A dedicated credit line to use again for any future bedding needs
  • No annual fee
  • Financing options available every day, with convenient monthly payments

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  • 0% APR for 60 months with equal monthly payments on your Mattress Firm credit card*
  • Special financing available on qualifying purchases from 6 – 60 months. Limited time.
  • A dedicated credit line to use again for any future bedding needs
  • No annual fee
  • Financing options available every day, with convenient monthly payments

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No Credit
Needed Options

No credit, no problem. We have leasing options for everyone to make sure everyone can get the bed of their dreams.

  • No credit needed lease purchase option
  • 90-day payment option
  • Instant decision
  • Flexible payments

APPLY NOW LEARN MORE

  • No credit needed lease purchase option
  • 90-day payment option
  • Instant decision
  • Flexible payments

After you’ve applied, upon approval, you can finish finding your perfect bed online. Or you can print your approval confirmation and bring it into your nearest Mattress Firm to make the bed-buying process even easier.

Subject to credit approval. Minimum monthly payments required. See store for details.

For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.

The advertised service is a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than retailer’s cash price. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. 90-day purchase option includes a markup over invoice price(except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. Leasing available on select items. Not available in MN, NJ, VT, WI. Merchant participating locations only. Not all applicants are approved. See lease for details.

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