Skip to main content
Affordable Financing & Purchase Options | Mattress Firm
Sleep Experts Credit Card

Sleep Experts Credit Card

Applying is as easy as 1, 2, Zzz. Pay for your bed over time, so you have one less thing to lose sleep about.
Limited-Time Financing Offers.

Get 3% Back^ with up to  24 Months Special Financing†

On purchases of $1,999+ at Sleep Experts stores, online via chat or by phone from 3/5/25-4/29/25. Paid on a Visa® Prepaid Card by mail. Rebate form required.

Everyday Promotional Offers.

Use your Sleep Experts credit card every day, at any location within the Mattress Firm family of brands and pay over time.

No Interest with equal monthly payments for 72 months††

With 72-month financing on qualifying purchases $4999+. In-store only. Promo fee of 2% of amount financed will be included in monthly payments

No Interest with equal monthly payments for 60 months††

With 60-month financing on qualifying purchases $3999+. Promo fee of 2% of amount financed will be included in monthly payments.

0% Interest and $1 per Month for the first 3 months*

With 36-month financing. Then 33 higher equal monthly payments with no interest on purchases $1499+. Promo fee of 2% of amount financed will be included in monthly payments.

0% Interest and $1 per Month for the first 3 months*

Then 45 higher equal monthly payments on purchases $2499+ with 48-month financing. Promo fee of 2% of amount financed will be included in monthly payments.

No Interest If Paid In Full Within 6,12 or 24 Months***

On qualifying purchases with your Sleep Experts credit card. Minimum purchase of $999 required for 24 months financing. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required.

Open a Sleep Experts Credit Card
Already Signed up?